305 28TH ST S St Petersburg, FL 33712

**TWO HOMES ON ONE LOT!** Unlock incredible investment potential with this rare 4-bedroom, 2-bathroom cottage-style residence, complete with a fully detached, income-ready 1-bedroom apartment behind. Whether you're looking for a savvy house hack, a multi-generational living setup, or a high-performing short-term rental, this property is designed to deliver immediate value. The two-story primary home exudes character, featuring elegant arched doorways and original built-in shelving that preserve its unique cottage charm. Enjoy peace of mind with extensive updates, including **a brand-new roof (June 2026)**, along with updated plumbing, electrical, and HVAC systems. The flexible floor plan offers two bedrooms and a full bathroom on the main level, with two additional bedrooms and a second full bathroom upstairs. Step outside to discover the detached 1-bedroom apartment—a stylish garage conversion designed for maximum versatility and income potential. This turnkey space features a full independent kitchen, making it ideal for long-term tenants, guests, or premium short-term rental opportunities. This unique property offers the perfect combination of move-in-ready reliability and outstanding income-producing potential. Live in the main home while the detached apartment helps offset your mortgage, or rent both for a dual-income investment. Don't miss this exceptional opportunity—schedule your showing today!